Cash Flow or Cash Out
Keep your Tampa Bay property as a rental, or sell and invest the equity? Model both over time. Every number is editable.
Your property today
$
$
%
yrs
Hold & Rent: Cash Flow
$
%/yr
%
%
%/yr
$/yr
%/yr
$/mo
%/yr
Sell & Invest: Cash Out
%
$
%/yr
yrs
"Cash Out" invests your net sale proceeds at this return. "Cash Flow" keeps the property: you collect rental income (reinvested at the same return) plus appreciation and loan paydown. Set management to 0 if you self-manage. Estimated taxes on sale: talk to your CPA (capital gains, depreciation recapture, 1031, primary-residence exclusion all apply).
Sell today: net proceeds
value − selling costs − loan payoff − taxes
Hold: monthly cash flow (year 1)
rent − vacancy, mgmt, taxes, insurance, upkeep, P&I