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$449,000

3202 PINE SHADOW DRIVE, LAND O LAKES, FL

More homes in Land O' Lakes

3 bd · 2 ba · 1,176 sf · Built 1984
Canal FrontDock

All details are provided by Stellar MLS and should be confirmed with your agent.

Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!

Flood zone

Zone X

Waterfront

Water frontageCanal - Freshwater
Water bodyLAKE SAXON
DockYes

HOA

Has HOANo

Community

SubdivisionLAKE PADGETT ESTATES
Lot size11,000 sqft

Location

Region34639 - Land O Lakes

Financial details

Price per square foot$382/sqft
Annual tax amount$5,829.54
Date on market10/25/2026
Cumulative days on market0 days
Listing termsAssumable, Cash, Conventional, FHA, VA Loan

Courtesy of AMETHYST PROPERTY ADVISORS LLC · Viral Doshi · 954-842-8683
Provided by Stellar MLS · Updated 10/25/2026